Equity And Bonds Returns The End Of A Golden Era Essay

Equity and Bonds Returns: The End of a Golden Era? Despite numerous periods of global financial excesses, and subsequent corrections, over the past 30 years, the returns on equities and bonds in the US and Europe have been considerably above their long-term averages. The outperformance has been most pronounced in long-dated government bonds. The average annual real return on these instruments between 1985 and 2014 was +5.0% in the US and +5.9% in Europe, compared to long-run returns of +1.7% and +1.6%, respectively. Meanwhile, the outperformance of equities between 1985 and 2014 was more modest. The average annual real return on US equities was +7.9%, compared to a long-run average of +6.5%, while these respective measures in Europe were +7.9% and +4.9%. Two major related factors can predominantly explain this golden period for both bonds and equities, namely the taming of inflation and the subsequent decline in interest rates to historic lows. Both inflation and interest rates are important inputs into valuation models for long dura tion assets, thereby implying that their respective influences on returns over the past 30 years have, therefore, been largely felt through changing valuations. Equity returns are, however, explained by other factors, including economic and corporate fundamentals, of varying complexity. Positive demographics, technological innovation, and global supply chains have also helped to contain costs, while the emergence of new markets, notably China,Show MoreRelatedEquity And Bond Returns : The End Of A Golden Era? Essay1779 Words   |  8 PagesEquity and Bond Returns: The End of a Golden Era? Despite numerous periods of global financial excesses, and subsequent corrections, over the past 30 years, the returns on equities and bonds in the US and Europe have been considerably above their long-term (100 year) averages. The outperformance has been most pronounced in long-dated government bonds. The average annual real return on these instruments between 1985 and 2014 was +5.0% in the US and +5.9% in Europe, compared to long-run returns ofRead MoreEssay on Money and Democracy’s Dilemma1588 Words   |  7 Pagesgroups to exercise substantial –even disproportionate- influence in American politics† (205). Those with the most money and deepest pockets have the greatest resources in order to provide favors to legislators. It is with this money and its power that bonds and relationships are created allowing a lobbyist to ask for favors. In turn, these favors result in legislation that benefits the interest group. â€Å"This creates serious problems in terms of representation. To the extent that elected officials listenRead MoreInvestment Banking Morgan Stanley5266 Words   |  22 Pagesthe Morgan Stanley will not disappear, and will be viable businesses. The restructure of the company and the decision to become traditional bank holding companies regulated by the Federal Reserve (Dolbeck, Andrew, Sep 2008), rang the bell of another era in of the financial system. 2. Company overview Morgan Stanley is a global financial services firm that provides its products and services to a large and diversified group of clients and customers, including corporations, governments, financialRead MoreBmw of North America9044 Words   |  37 Pagesand, if so, what this meant for the regional and global manufacturing strategy, sales and distribution strategy, and the overall competitive positioning of BMW in North America. He needed to make up his mind before the next management meeting at the end of the month where he had to present the proposal to Ludwig Willisch, the recently appointed CEO of BMW North America. This proposal would have far-reaching internal and external effects. The U.S. Automotive Industry The automotive industry hadRead MoreRetail Banking Industry6573 Words   |  27 PagesReport 2009). Figure 1: Mortgage Market Growth, 2001-2007 (CAGR) Resource from: EMF, Bank of England, US census Bureau etc. This trend drove retail banks to focus on this profitable mortgage products, and this era became a prosperous time for the financial market and the mortgage return were kept growing fast. Unfortunately, in 2007 the credit crisis attacked the world. The big recession started. Firstly, the crisis started from United States and spread to UK soon. During the same year, 2007, theRead MoreMerger and Acquisition: Current Issues115629 Words   |  463 Pages155 155 156 160 163 165 11 Ethical Issues in Mergers and Acquisitions Robert W. McGee 11.1 11.2 11.3 11.4 Introduction Ethical approaches Review of the literature Conclusion 168 168 168 173 175 12 The Use of Equity Swaps in Mergers Paul U. Ali 12.1 Introduction 12.2 Equity swaps 12.3 Hedging of swap exposure 12.4 â€Å"Fear and loathing† in takeover battles 12.5 Conclusion 178 178 179 180 180 185 x CONTENTS 13 Banking Performance in Domestic and Cross-Border Acquisitions SergioRead MoreAgency Theory Essay 329591 Words   |  119 Pages1 The Fundamental Agency Problem and Its Mitigation: Independence, Equity, and the Market for Corporate Control DAN R. DALTON Kelley School of Business, Indiana University MICHAELA. HITT Mays College of Business, Texas AM University S. TREVIS CERTO Mays College of Business, Texas AM University CATHERINE M. DALTON Kelley School of Business, Indiana University Abstract A central tenet of agency theory is that there is potential for mischief when the interests of owners andRead MoreTapal Tea Marketing Report12701 Words   |  51 PagesJar Pack Soft Pack Soft Pack Soft Pack Tea Bags Tea Bags SIZE (IN GRAMS) 450 400 200 100 100 tea bags 50 tea bags Brooke Bond Supreme In 1997, Brook Bond, another leading player in the tea business in Pakistan, was merged with Levers, so that Lipton and Brooke Bond, once fierce competitors in the local market now belonged to the same parent company. Brooke Bond had long been part of Unilever globally but in Pakistan it remained a separate entity until 1997. Levers came to realize that itRead MoreGm Bankruptcy11472 Words   |  46 Pagesprompted the company to enact a broad restructuring plan. Although GM had already taken action to fully fund its pension plan, its OPEB fund became an issue for its corporate bond ratings. GM had expressed its disagreement with the bond ratings; moreover, GM s benefit funds were performing at higher than expected rates of return. Then, following a $10.6 billion loss in 2005, GM acted quickly to implement its restructuring plan. For the first quarter of 2006 GM earned $400 million, signaling that aRead MoreInvestment and Economic Moats46074 Words   |  185 Pagestime-tested philoso phies, lessons, and personal anecdotes to explain why outperforming the market is an investor illusion, and how the simplest of investment ffirs.indd ii 2/1/08 12:55:37 PM strategies—indexing—can deliver the greatest return to the greatest number of investors. The Little Book That Makes You Rich, where Louis Navellier, financial analyst and editor of investment newsletters since 1980, offers readers a fundamental understanding of how to get rich using the best in

Liberal Feminism vs. Radical Feminism Essay - 1490 Words

Liberal Feminism and Radical Feminism The goal of feminism as both a social movement and political movement is to make women and men equal not only culturally, but socially and legally. Even though there are various types of feminism that focus on different goals and issues, the ultimate end to feminism is abolishing gender inequality that has negative effects on women in our society. The issues and goals that a feminist may have are dependent on the social organization or the type of economic structure that is present. However, an ultimate end (a goal, achievement and/or accomplishment) would have to be social equality between men and women. This would mean the elimination of bias and discrimination towards women and the elimination†¦show more content†¦They also argue that gender inequality in not the outcome of choices, personal attributes or relationships with others, but structural sources such as workplaces, schools, and the government as they are unable to provide women with the same resources as men. Th is includes healthcare, education, equal wages and an overall balance between men and women. On the other hand, radical feminism is a form of resistance feminism, which means their issues primarily lie within patriarchy or men’s dominance towards women. They argue that patriarchy is found wherever men and women are in contact with each other. They believe that patriarchy is almost impossible to abolish because to be superior is an attribute that most men have acquired of is already â€Å"built† into them. And whether it’s consciously or subconsciously, these traits are applied into their privileges that Western society has given them (because they are men) and displayed within all the different aspects and occupations in their lives. The main view of liberal feminism is that all people are created equal by God and deserve equal rights. These types of feminists believe that oppression only exists because of the way men and women are socialized by society, which s upports patriarchy and keeps men in powerful positions. Liberal feminists believe that women have the same mental capacity as males and shouldShow MoreRelatedFeminism Types and Definitions Liberal1287 Words   |  6 Pages Careers | Register Search Courses Lessons Feminism Types and Definitions: Liberal, Socialist, Culture Radical / Sex and Gender in Society / Sociology 101: Intro to Sociology / Social Science / Courses Like? Feminism Types and Definitions: Liberal, Socialist, Culture Radical Video Quiz Congratulations! You ve reached the last video in the chapter. Transcript Start the Next Chapter Race and Ethnicity Definitions: Social Minority vs. Social Majority CREATE YOUR ACCOUNT Show TimelineRead MoreFeminist Jurisprudence Is A Growing School Of Legal1344 Words   |  6 Pagesgender equality for women. Some of these leaders included Susan B. Anthony and Elizabeth Cady Stanton. Feminism began to grow in the mid-nineteenth century as many state legislatures passed married women’s separate property acts in which gave women the legal right to maintain and keep their belongings and property in which they brought into the marriage. A major breakthrough for the history of feminism is when the Nineteenth Amendment to the U.S. Constitution came into act in 1920. This Amendment allowedRead MorePolitical Feminism and its Misrepresentation1163 Words   |  5 Pagesthere is not just one kind of feminism, there are hundreds in each aspect of our life (Tavaana, 2014). The most under represented group within feminism is the kind that is in the government. Not all have the same theories, and therefore, do not have the same beliefs. However what we do know is that, whatever theory they have, or agenda they follow, they are all fierce promoters of gender equality. One theory of feminism that exists is the world is â€Å"Second Wave feminism† (Mandle, 2014). This is theRead MoreFeminism : A Heavy Stigma Surrounding The Word `` Feminism `` Essay1275 Words   |  6 Pagesthe word â€Å"feminism†, saying it out loud evokes emotional responses from many people. During my conversations, I received many casual responses to feminism, or rather the traditional, â€Å"I believe in equality† response. I also received some negative responses from people that did not approve with modern day feminism, or believed that we had already achieved equality. And finally, I received some very strong — yet positive — responses to feminism, however, these people explained that feminism itself isRead MoreA Nutshell Solitary Word Is A Basic Human Right1430 Words   |  6 PagesFeminism in a nutshell solitary word is: equality- a basic human right that has been the basis of every social movement throughout history and history to co me. In one way or another, every ethnicity, race, and gender has been oppressed in some form. All of the â€Å"-isms† have fought to shed light and bring about change to these â€Å"lesser† groups. Feminists are no exception. Feminism has many branches: radical feminism, cultural feminism, liberal feminism, anti-porn feminism, pro-sex feminism, third-waveRead MoreWhat s The First Thing That Comes Your Mind When You Hear?1700 Words   |  7 Pagesabortion lover? We typically call these kinds of women radical feminist and that’s O.K., because I did too, until I did my research. How about defining a radical feminist as an advocate for gender equality in political, economic, and social reforms? Or I could break it down even further... According to Dictionary.com, we define radical as ‘of or going to the root or origin’ and feminist as ‘advocating rights for women equal to those of men’. So, Radical Feminist are going to the root or origin to advocateRead MoreSociology: Understanding Different Terms1493 Words   |  6 PagesQ1. Equality vs. Hierarchy The term equality has a deep and meaningful perceptive connotation associated with it. Some people may argue that equality exists in terms of finances and distribution of wealth, but some may associate this term with power. There are individuals who associate it with behavior with individuals based on their race and ethnicity. Every individual has his own meaning for this term. However, no matter how much individuals try to stimulate this term the reality is that theRead MoreWhat Are the Main Theoretical and Political Differences Between ‘First and ‘Second Wave Feminism2075 Words   |  9 Pages‘first and ‘second wave feminism Feminism is both an intellectual commitment and a political movement that seeks justice for women and the end of sexism in all forms. However, there are many different kinds of feminism. So some have found it useful to think of the womens movement in the US as occurring in waves . On the wave model, the struggle to achieve basic political rights during the period from the mid-19th century until the 1920s counts as first wave feminism waned between the two worldRead MoreThe Study Of The Division Between Feminists3719 Words   |  15 PagesTo What Extent is there a Racial/Cultural Divide within Feminism? Sachiko Mahabeer Word Count: 3,415 Abstract: Table of Contents: Title Page †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 1 Abstract †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 2 Table of Contents †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 3 What is feminism †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Read MoreFeminism : Women s Role1541 Words   |  7 Pages Feminism has had a tremendous result on women’s roles in society and in their everyday life. After a while, women got sick of living a strict lifestyle. They became tired of staying caged in their houses, cooking, and cleaning, and not being able to do what they truly wanted and so desired. So, they decided that they wanted this no more and needed to do something to put a stop to this and make change. What they really wanted was equality between men and women and wanted the same opportunities that

The Marketplace Fairness Act - 1881 Words

It is no secret consumers enjoy shopping online, especially on websites such as Amazon, Ebay, and Overstock.com, where no sales tax is collected. As obeying, tax-paying citizens, all consumers are required to report on their income tax return the total amount spent on tax-free purchases, but reality reveals that very few consumers actually do. All an individual has to do is go to their state’s government website and download the tax form to keep track of their tax-free online purchases. For instance, the Louisiana governmental website allows individuals to download the R-1035 form to report their purchases every month. Alternatively, the consumer could report all of the purchases multiplied by an 8% tax rate (Louisiana Department of†¦show more content†¦There is also confusion regarding what is Constitutionally acceptable in the online marketplace. Many consumers and businesses believed that taxing products over the Internet was not allowed. . This misconception was c leared up in infamous Quill Corp. v. North Dakota case, which created the â€Å"nexus† law. This case has greatly effected the taxation of Internet sales. It stated that there must be a large physical presence of a company in a state for that state to lawfully require the company to collect taxes inside the state (Andes Atkinson, 2013). With the growth of the Internet, many of these misconceptions are attempting to be understood through various forms of legislation. In 2013, Congress introduced the Marketplace Fairness Act. It provides state governments the authority to tax out-of-state sellers without premise of having â€Å"physical presence† in the state, which is what the Quill case required. Therefore, neither in-state sellers nor out-of-state sellers will not have an advantage over another because of the tax code. This ruling is based on economic nexus. It would no longer be required that a seller have physical presence. As long as a transaction is made between a buyer and a seller that live in two different states, and the buyer is from a taxing state (only five states do not require sales tax), then both are required to have a sales tax transaction and report it on the income tax. Because a state government cannot technically rule overShow MoreRelatedThe Internet Is A Vital Part Of The Modern World1626 Words   |  7 Pagesmarket since it provides an array of benefits for both consumers and businesses such as variety, convenience , reliability, and mostly tax-free. However, the days of tax-free online shopping may be coming to an end as a result of the Market Place Fairness Act which was passed by the Senate in 2013. Currently, the bill is moving on to the House where it will be decided if it will be banned or not. This Internet taxation bill would allow a state with sales tax to require online retailers to collect taxRead MoreCompetition Is The Essence Of Commerce1433 Words   |  6 Pageslead fair competition, generates revenues, and increase in employment. Marketplace Fairness Act (S.336/H.R.684) is currently on house after senate passes the legislation by 69-27 votes in last May 2014; although, it remains pending in the U.S. House of Representatives. This piece of legislation about collection of sales tax for online purchases is a perfect example of fairness in competition. The proposed Marketplace Fairness Act making its way through Congress would give states the power to requireRead MoreCompare and Contrast the Guiding Principles of the Global Business Standards Codex and the Mixed Framework Principles.764 Words   |  4 Pagesare fiduciary, property, reliability, transparency, dignity. fairness, citizenship and responsiveness. Fiduciary Principle. As part of the legal structure of a business organization, each officer and director of a company has a legal fiduciary duty to act in the best interest of the stakeholders and other employees within the firm. Furthermore, there is also an implied fiduciary duty for every employee within the organization to also act in a way that generates positive benefits for the firm. PropertyRead MoreThe Law That Can Not Discriminate Against Hiring An Individual Due For Pregnancy Related Illness1439 Words   |  6 PagesATT v. Hulteen, the Supreme Court heard of a case in which four workers claimed that they were discriminated against and that their pension was illegally reduced because of their pregnancy. The Court ruled against the four workers claiming that the Act protecting pregnant workers does not constitute redressing past oppression. This is fundamental in understanding radical feminists who would assert that retroactive penalties should apply to ATT because of their past oppression of pregnant mothersRead MoreAnalysis Of The No Regulation Without Representation Act1157 Words   |  5 PagesRecent proposed legislation (H.R. 2887), titled the No Regulation Without Representation Act of 2017, seeks to codify the â€Å"physical presence† standard for sales tax nexus. The bill attempts to prevent states from imposing sales tax collection on sellers beyond their respective jurisdictions. The physical presence standard, infamously established by the U.S. Supreme Court case Quill Corp. vs. North Dakota 25 years ago, has not been widely adopted by states; only 10 states maintain this standard Read MoreThe Principle Of The Global Business Standards Codex1504 Words   |  7 Pagescompetitors; and Employment outside GM without leadership approval† (General Motors, 2011). The behavioral expectation was established in the code that aligns with the fiduciary principle. Winning with Integrity states, â€Å"GM employees have a duty to act solely in the best interests of GM and to provide GM with our individual loyalty. Avoid any activity, investment, or interest that might hurt or reflect badly on GM. The appearance of a conflict can be just as damaging as an actual conflict of interest†Read MoreIs Fair Versus Unfair?1583 Words   |  7 Pagesimprisonment, unequal opportunity and terrible wellbeing for children. A sense o f inequality is instilled and thus the question of what is fair versus unfair is brought to the surface. According to John Rawls ideology of justice is that it is equated to fairness. Rawls offers two principles of justice, the first being that each individual should have equal rights and opportunity to liberty. Secondly that inequalities should be positioned so that they would be to everyone’s advantage and no individual wouldRead MorePublic Health And Health Care Act1699 Words   |  7 PagesAffordable Care Act also known as â€Å"Obama Care† was made into law by President Obama on March 23rd, 2010. The Affordable Care Act is not health insurance, rather a policy that prohibits insurers from denying health coverage to people based on their prior health history and age. The objective of the Affordable Care Act is to make health care and insurance more affordable to low income families and small business owners by reducing the cost and premium of health insurance. The Affordable Care act goals canRead MoreMg 2603021 Words   |  13 PagesRevenue a. Internet Sales b. Purchasing shift taxable goods v. services 2. Congress Failure to Act a. Three serious impacts b. States React independently II. States Actions A. Click through Nexus Laws 1. Illinois Example a. $153- $170 Million lost revenue per year (1) Main Street Fairness Act (2) Amazon amp; Overstock Pull Affiliates (3) Affiliates Flee Illinois 2. IllinoisRead MoreHr Review1637 Words   |  7 Pagesgood teacher is OK w getting a smaller salary due to her bravura Benchmarking - CH 7 stuff Benchmark jobs - are well known jobs, that are strategically important and are structure in such a way that one would expect to ï ¬ nd them in the general marketplace Beneï ¬ ts statements - periodic report customized and distributed to each individual employee identifying their coverage and providing very speciï ¬ c cost information on each such program, paycheck inserts, for example Broad-banding - is an approach

Al Islam A Major Economic And Cultural Center - 1220 Words

3 / 8 At this time world were divided into two parts: Dar Al-Islam which was the house of Islam and Dar Al-Harb the house of war.In order to be a part of Dar Al Islam a country/empire must be ruled by a muslim government.The outside world, which has not yet been subjugated, is called the House of War-the name that Dar Al Islam gave to the Europe because of christian being. -DAR AL ISLAM -Was a major economic and cultural center in the word.Dar al Islam provided a common language of traders on Indian Ocean(Arabic).The most important empire of the Dar Al Islam were the Ottoman Empire which name came from the Osman a leader of western Anatolian nomadic group (the today s Turks) who began expansion in the 14th century.Gradually these†¦show more content†¦A war between France and England that lasted from the middle of the fourteenth century to the middle of the fifteenth..It lasted from 1337-1453 o it might more accurately be called the 116 Years War. The war starts off with several stunning successes on Britain s part, and the English forces dominate France for decades. Then, the struggle see-saws back and forth. In the 1360s, the French are winning. From 1415-1422, the English are winning. After 1415, King Henry V of England revives the campaign and he conquers large portions of France, winning extraordinary political concessions. From 1422 onward, however, the French crown strikes back. The teenage girl(16 year old) Jeanne d Arc (Joan of Arc), a remarkable young mystic, leads the French troops to reclaim their lands. She heard her voice urging her to help the dauphin (uncrowned king).Convinced king to allow her to accompany an army to the siege of Orleans.Her lidership inspired the soldiers.Joan was captured by Burgundias and sold her to England French Advantages were that they were richer and more population than England and French fielded an army of over 50000 at most, Britain mustered only 32000. English Advantages were the longbow a large bow drawn by hand and shooting a long feathered arrow, it was the chief weapon of English armies from theShow MoreRelatedThe Leader Of Egypt From 1805-1848 And The British Influence1306 Words   |  6 PagesOriginally an Ottoman soldier he played off of the Mamelukes and Ottomans during their power struggles after the French revolt gaining control over Egypt (). Muhammad wanted a more western or European Egypt, and to do this he began to make major economic, political and cultural changes within Egypt. To start with Muhammad confiscated and redistributed all of the land in Egypt, primarily distributing the land to his own family and notable Turkish and Albanian officers who had helped him throughout his politicalRead MoreSummary Of The Looming Tower By Lawrence Wright1574 Words   |  7 PagesLooming Tower: The Looming Tower, written by Lawrence Wright, examines the people involved and the events leading up to the attack on the World Trade Center on September 11, 2001. The text included the personal accounts of Osama bin Laden and other middle-eastern influences such as Dr. Ayman al Zawahiri (the most significant ideological frontrunner of al-Qaeda), Abdullah Azzam, Khallad, and Sayyid Qutb, along with western factors like, Daniel Coleman, Jack Cloonan, Patrick Fitzgerald, and John O’NeillRead MoreEgypt : Mystery Of The Nile1504 Words   |  7 Pagesfor everything from the splendor of its arts, advancements in science, technology and architecture, to its traditions in religion. Their superior achievements, which include the Great Pyramids, military conquests, and mathematical system left a cultural legacy that influenced many other ancient civilizations. Egypt’s rich history led to the creation of its own study of Egyptology as archeologists and historians continue to discover its mysteries. Egypt can be divided into four natural regions:Read MoreCauses of Unrest in the Middle East Essay1145 Words   |  5 PagesThe Causes of Unrest in the Middle East The causes of unrest in the Middle East are historical, religious, economic and geo-political. Ancient history and ancient civilizations can serve as a framework for understanding some of the existing enmity. For example, the Persians (Iranians) and the Babylonians (Iraqis) have been fighting for more than 3,000 years. However, the current unrest in the Middle East is the result of Western ethno-centrism and colonialism (covert and overt), combined withRead MorePolitical Islam And The Middle East1330 Words   |  6 PagesPolitical Islam is an interesting phenomenon that impacts law, policy, and international relations with the Middle East. In order to understand what Political Islam is one must first understand, as much as possible when starting from a Western Christian worldview, what Islam is. In addition to simply describing Islam a comparison to another similar or related religion, such as Christianity, is helpful. Once an understanding of Islam is established one can begin t o see how it touches on every facetRead MoreTraditions And Customs In Good Ole’ XiAn. My Hometown,1414 Words   |  6 PagesFurthermore, it is also known as the safest city in China. The Tang Dynasty also founded a capital here, because it is the safest town in China, People also consider, â€Å"Xi an is not only a prototype of the historic city in China but also a well-known cultural center in the world.† Based on the rich Chinese history around than 7000 years of civilization, Xi an has a passionate reputation as the natural history museum of the country. Furthermore, it is also home to one of the Eight Wonders of the World, TerraRead MoreSaudi Arabi The Kingdom Of Arabia1986 Words   |  8 PagesArabia is the largest country in the Arabian Peninsula and Located in the southwest corner of Asia, with a total Saudi population as 2010 amounted 29,195,895 million. The country was established in 1932 by King Abdulaziz Al Saud. The Kingdom is Monarchy under the leadership of Al Saud Family, current monetary unit is Riyal, the Kingdom is at the crossroads of Europe, Asia and Africa. Geography It is surrounded by the Red Sea on the West, by Yemen and Oman on the South, the Arabian Gulf and the UnitedRead MoreModern World Of The Islamic And Arabic World : A Bit Of A Hero Complex Essay1778 Words   |  8 Pagesglobal policing has given the European world, particularly the Anglosphere, a bit of a hero-complex. There is an all too common way of thinking that, within the past couple of decades or so, European and American political, cultural, and military forces have just begun a cultural infiltration of the previously isolated and primitive Middle East. It is believed by many that western entities are modernizing the Middle East. The veracity, utility, and morality of such actions will not be discussed hereRead More Muslims Essay1401 Words   |  6 Pagesof this, so I thought I would look further into the subject. Luckily, I was asked to write a paper on a subject of my choice so hopefully I can teach you some of what I learned about Muslims. 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Cool Free Essays

Identify two situations in which people would be expected to use the service described in the passage; and 6 summarize the main idea of the passage; discuss reasons why the business described in the passage seems likely to be a success. 8. Complete the exercise that follows. We will write a custom essay sample on Cool or any similar topic only for you Order Now Writing in Chinese, use the space provided to narrate an incident or event that you experienced as a student in high school or college. In your response you may include, but are not limited to, the following information. When the incident or event took place here the incident or event took place the circumstances in which the incident or event took place 7 9. Imagine that a friend from a country associated with Chinese is considering enrolling in a postgraduate program at a college or university in the general area where you are currently living and has asked you to provide some information about the area in which you live. Write a letter in Chinese to your friend responding to this request for information. In your letter you must include, but are not limited to, the following topics: 8 a brief description of some important features of the area in which you live (for example, climate, natural features, distribution of people, mix of population, regional differences within the state, cultural amenities, educational and medical facilities, recreational and entertainment options); and an analysis of the advantages and disadvantages of living and going to school in your area. 10. Read the instructions below. You will have two minutes to study these instructions. Then, when you are told to do so, begin to respond in Mandarin. You may take up to two minutes to complete your response. You will be told when the two minutes are up. You may begin studying the instructions now. You will be told when to begin peaking. (The examine will read in the test booklet:) Imagine that a friend from a country associated with Chinese has been offered a Job in a city near where you live, and asks your opinion on the pros and cons of living and working in your area. Speaking in Mandarin, discuss the advantages and but are not limited to, the following topics: a brief description of some of the important features of the area in which you live (for recreational and entertainment options); and an analysis of the advantages and disadvantages of living and working in your area. (The examine will have two minutes to study the instructions above; then two minutes to respond on audiotape. ) 9 11. Imagine that you are attending a summer institute at a university in a country associated with Chinese. You are asked to speak to a group of students about your previous college experiences. Speaking in Mandarin, describe a college or university you have attended. In your response you may include, but are not limited to, the following topics: a description of a college or university you have attended; an explanation of why you chose to attend that college or university; an analysis of what you liked and disliked about the college or university. How to cite Cool, Papers Cool Free Essays Ice free northwest passage for half the year, flooded cities in Asia (Bengal), raciness, severe drought affecting food production, emergence of new deserts, etc. 4. ) How are warmer temperatures affecting the migration of crops? Champagne region of France is becoming too warm for traditional champagne grapes, so they are starting to grow them in England, along with olive trees. We will write a custom essay sample on Cool or any similar topic only for you Order Now 5. ) What is involved in the carbon footprint a common product such as a cheeseburger? All the energy consumed to make up the component parts of the cheeseburger and the greenhouse gases produced as a result= the feedstock for cattle, growing lettuce, wheat for bun, milking the cattle, processing milk for cheese, ND processing cattle for meat, trucking (transporting) the various parts, keeping the meat cold, plus methane gas produced by the cattle 6. ) So, what is the carbon footprint off cheeseburger in the US? 200 million metric tones, more than all the Subs In the united States 7. How might an Increase of DC affect the planet? Rapid changes in the biosphere, especially marine life of the oceans, dying off of coral reefs, flooding of island states, melting of Grassland’s glaciers, etc. 8. ) What significant ocean system could break down that could magnify the warming effect? Carbon sink provided by tiny sea creatures that absorb carbon dioxide from which they build their shells, but warmer water changes Its coldly which dissolves their shells and prevents them from forming new ones. This loss in turn will affect the marine life food change and loss of biodiversity. When the oceans can no longer absorb Carbon dioxide it will escape into the atmosphere adding to the levels of the atmosphere. 9. ) What Is a glacial Million and why are they so dangerous In terms of speeding up straight through to the bottom of the glacier creating a hydroplane on which huge asses of ice get propelled faster into the sea where it will melt and add its mass to ocean levels. 10. ) How much would the melted Greenland Ice field raise sea levels by? M which would flood London, Bangkok, New York Shanghai, etc. 1 1 . ) In what way is the melting of Arctic Ice such a concern and a potential â€Å"runaway train†? Lack of ice means more sunlight can be absorbed by the oceans which in means less heat is reflected back into space, creating even more heat and more melting†¦ The warmer it gets the faster it gets warmer. 12. ) How much warmer does it eve to get before we are arguably at a â€Å"tipping† point of climate change? ICC 13. ) What major changes will a ICC warming cause for the planet? Arctic is ice free all summer, Amazon rainforest’s dries out, snow caps on the Alps disappear, El Onion’s extreme weather becomes normal, heat waves would be the norm, temperatures in Europe would more like what is currently typical of the middle east, etc. 14. ) What was the first global warming disaster to affect a wealthy nation in 2003 and what was the impact? A heat wave across Europe that killed 30 000 people, over 14 000 of them in France over a period of a few weeks. On August 10th alone, 2500 to 3000 people died, mostly elderly. 15. What else happened during the 2003 headwater that was an indication of another unforeseen side affect of warming? Trees and other vegetation started to release carbon dioxide instead of being able to absorb it as photosynthesis broke down. 16. ) What ominous changes occurred in the Amazon river basin in 2005? Tributaries dried up, forest fires spread and killed large quantities of trees needed to produce rainfall, therefore making c onditions drier. 17. ) What conditions are common to El Ion patterns and how might a ICC warmer limited be affected by them? Trade winds and ocean currents move east instead of west across the Pacific bringing torrential rainstorms to South America and drought to Australia and Indonesia, with ICC warming this could mean even more energy to drive hurricanes whose fuel is warm ocean water. 18. ) What would the planet be like with a ICC average global warming? Delta areas, home to a billion people will be flooded, other areas will become deserts, west Antarctic ice would melt, major losses of fresh water such as the glacial source of the holy Ganges River in India. Compared to developed countries? Developing countries like India, Indonesia, etc. Do not necessarily have the billions of dollars that would be needed to invest in hydrophilic dams like developed countries such as England has. 20. ) How many refugees might there be with warming of ICC? Ass’s of millions of climate refugees. 21 . ) What would the consequences of an average global warming of ICC be? There could be mass extinctions, ocean wastelands, massive desertification on land, a global catastrophe 22. ) What is ironic about our current global warming crisis due to the burning of fossil fuels, given the Earth’s past history? The last major mass extinction occurred due to global warming, whereby the earth corrected its climate imbalance by the â€Å"killing† off of mass quantities of life that were then buried by eroded material. This corrected the abundance of CO levels in the atmosphere by â€Å"sinking† them. The irony is that we have extracted them now as our sources of fossil fuels, and are releasing that stored carbon into the atmosphere as we burn them for energy, creating a previous cycle that led to mass extinction. 23. ) What are some practical changes we must make in order to prevent warming of this scale? Reducing the use of energy that uses fossil fuels that create greenhouse gases, use energy more efficiently, such as unplugging appliances to avoid wasted â€Å"vampire† energy draws, doubling fuel efficiency of vehicles, using solar power, wind power, tidal power, geothermal energy, etc. Starting now! 24. ) How much time do scientists believe we have to avoid going over the tipping point into accelerated global warming and climate change? As little as 10 years 25. ) Make a commitment: what 5 things can you commit to changing in your lifestyle to reduce your ecological footprint and cut down on energy consumption? Answers will vary. Discuss. How to cite Cool, Papers

The Healthcare Industry

Question : What is the Healthcare Industry ? Answer : Introducation The Healthcare Industry consists of the populations of a diverse nature and has a working towards attainment of a common goal and objective. There are a variety of occupations in a setting of healthcare organizations which have a contribution to the complex nature of such organizations. The occupations include the caring of the patients along with their providers like the physicians, nurses and other registered staffs of the organizations that look after the technological aspects and the management of the medical records (Senior, Telford, 2015). The workforce of the healthcare includes the workers from the initial stage of the careers, the experienced ones and the workforces who have their retirement approaching. As per, Rowland (2013), the industry has huge characteristics and it is important for the leaders of the healthcare organization to appreciate and analyze the divergence that every generation to the workforce. They must connect the advantages of such differences and divergence for the benefits of the organization. There is an expansion of the definition of the diversity in the modern age and the employers developing the strategies of leadership appealing towards the diverse age population will achieve the edge of competitiveness. There must be recognition of the features of the generations i.e. Traditionalists, Baby Boomers, Generation X, and Generation Y employees. As per Cabral, Hanson, Reilly, the generations have their own set of priorities, attitude, style of communication and manner of engagement with the peers and the other employees. They consider different work designs that are manipulating the culture and performance of the organizations. The Traditionalists had grown during the wartime and periods of the postwar, and so had been living in and tailored to a situation of insufficiency. Baby boomers resided in an age of worldwide upgrading and improving economies and are confident about the future opportunities. Generation X embraces principles formed by economic depression, inflation, and technical and hi-tech advancements. Having been elevated throughout an era at the time of eroding conventional values endangered both monetary and emotional safety measures; this generation is frequently described as self-contained and to some extent skeptical of the world around them. Generation Y is further varied than preceding generations, and wit h respect to cultural and ethnic variety. They have a likelihood of embracing the diversity than all earlier generations due to the consideration of cultural and ethical values (Cabral, Hanson, Reilly, 2016). According to (Bourke, 2013), people at times believe that the culture of the company for younger generations represents quarters with games and internet and lack of set of the workplace regulations. Whereas Chreim, MacNaughton, considers that the surrounding of a business organization is helpful for increase in the productiveness and growth of the employees and the organization on a whole. According to the study conducted, it has been found that the hosting of happy hours and fun events in the companies is a great way of knowing and communicating with each other. The same helps in growth and development of the workforces together and collectively. Even the style of communication has become a difference in the intergenerational workplace (Chreim, MacNaughton, 2016) The variations between the generations of the old and young occur due to the preferences in the styles of the communication. The Generation Y has a style of sending messages in text, tweets and other messengers for the communication while the Baby Boomers and the Generation X have a tendency of preferring the calls and emails. The younger generations have a tendency of using the informal language and abbreviations which require extra effort for the older generations (Hickey, 2013). Gursoy, Chi, Karadag, describes that the understanding of the value of the people and the motivation creates easiness in the communication of the expectations of the job. It also has an offering of the correct type of support and even the adjustment suiting the performance of the team. There are even a range of negative stereotypes, which include the usage of the terms such as lazy, technology obsessed, over eagerness and others. These come to the mind of the older generation of the workers while they think of the millennial and the younger generation. The younger generations have the ideas to which they oppose and even they see the older ones difficult to train and become stubborn in setting up the ways (Gursoy, Chi, Karadag, 2013). There is a difficult and conscious effort required in the distinguishing of the talents and one must not use the notion of predetermination towards the same. Cabral, Hanson, Reilly, studied that the workers have to match the visions of the success with the ethics of the work. Few people have an experience of many things in a short period of time and learned skills, which the older one lacks. But, the older generations have an insight and wisdom that is further than the years having a perspective other than the younger ones (Cabral, Hanson, Reilly, 2016). As per the (American Hospital Association Guide 2015, 2014); the cultural expectations also have a consequent shift as the workplaces have an evolvement of keeping up with the changes in the technologies and the work trends of mobile. There can be particular sessions for the transitioning in the older generation workers who are used in having the measurable performances by the spent number of hours at the desks. As per the younger generations, the amount of time spent in office does not prove to be vital in relation to the productivity of the organization. The younger ones prefer the telecommunication in times of rush hour while the older ones prefer staying late to cope of with any sudden requirements (Favero, Heath, 2012). The younger generation values and has an expectation of creating a healthy balance of both work and life. The younger workforces tend to come from families having both the parents working and hence, they place a great love for the balance of work and life, Maroney said that the older workers may have estimated to give up a lot of their individual moment to the occupation.Thus, the younger one, having seen their parents be defeated in their jobs in spite of their faithfulness, the millennial group is looking forward to the jobs wherever they can have a life exterior of work (Starks, 2013). The leaders in order to gain a proper method to move toward this issue is to permit individuals to work in the approach that is paramount for them and recognize the hard work of each team associate, not considering their style of work. The leaders look forward to the progress in the movement from a volume based payment model to a value based model for improving the care procedure and lowering the costs. The intergenerational workforce can have a provision of a rapid and employee capital with ability, solvency, operational performances with optimality and excellent care of the patients in spite of the shortage of labor and rising of the costs of the healthcare organization (McDaniel, Zimmer, 2016). The same leads to a creation of the advantage of competitiveness and the leaders must have a development of a culture sporting and fostering the teams of intergenerational workforce. The major strategies include firstly, the building of a strong foundation of intergenerational workforce. Secondly, there must be an establishment of effective managerial practices. Thirdly, there must be policies related to the development of generational capability and each of the strategy has an influence and has a supporting on the other s and must have a synergistically held operation. Of the strategies under the recommendation, it is essential that the organizations must start with the following i.e. conduction of an evaluation of intergenerational behavior for the determination of the workforce of the organization and development of a plan with comprehensiveness. Secondly, the implementation of the employment of target, retention of segments and the planning of succession must be included in the strategies. Lastly, there must be included, the tailored strategies of communication that have a cultivation of the generational knowledge and sensitive nature. The list must have a provision of the basis for the priority setup for the strategies in the future (Byrd, 2014). The profile of the organization must be known as well as the customization of the recruitments and efforts of the succession planning for the future work. There is a fundamental requirement of building up a strong base for suitability in the future for any organization. There must be embracement and celebration of the diversity of the generational workforces for the organizations through the implementation of the policies and programs for the supporting of the growth and development of employees. There must be a number of procedures that must be undertaken to meet the secure workforces of the future productivity and flexibility of the intergenerational groups. Firstly, there must be conducting of an intergenerational assessment for the determination of the workforce profile of the organization. It includes the evaluation of the current workforces in the care units and hospitals of the organization. The leaders must have clarity of the generations of the organizations and the amount of the employees falling under various categories. The results can be helpful towards the development of a wide-ranging plan addressing the risk factors which support the professionals among employees and the growth of the organization (Heymann, 2014). Secondly, as per Kaifi et al., there must be an acquisition of the intergenerational capacity in order to put up a sustainable labor force that will make available premium patient care and generate a competitive border for the organization, hospital leaders can relate to the innovative policies to draw intergenerational flair and improve the organizations talent collection. The targeted employment labors i.e. the organizations must develop recruitment hard work to aim at diverse generations and produce a fair allocation of employees. For instance, the baby boomer generation can be embattled by giving posts about the career openings on websites and additional media passages. There can be application through research and transparency in the internet and websites. The organizations must have an authentic, honest and transparent approach of the claims in the websites. There can be employment of a variety of websites like the video channels and the social media for targeting the various g enerations (Kaifi et al., 2012). Lastly, there must be descriptions of the jobs connecting role to the mission and values of the healthcare organization. There must be effectiveness in the tailoring of the communication of the values for the appealing of the differences in the generation. One time, when a generationally varied and brilliant workforce is in position, leaders can have a focus on policies and procedures to keep hold of the creative employees and avoid high and costly earnings. There can be tailoring of the maintenance services to dissimilar generations, providing supple effort options, contributing in the educational and career growth programs and providing supplemental profits opportunities will motivate employees. The organizations can expand employee support services to attend to the evolving desires of employees, such as caring for elderly parents and the dependents. There must be flexibility in the work options for retaining the talents, specially individuals heading towards retirement, organizations can offer profitable options for sustained employment, whether part-time or full-time, and a reimbursement package or unusual work accommodations that bear the needs of an employee (Cahill Sedrak, 2012). The organizations may have to find modern ways to move forward the expertise sets of their human resources. Furthermore, the organizations must put forward a competitive income that is proportionate with the skills and experience of the employees. They may additionally offer the supplementary income alternatives to increase the salary of an employee. The organizational leaders and the managers must have a requirement of learning the features of each follower for the better leveraging of the strengths of the employees and effective distribution of the projects. They experience of the older generations and the technological savvy of the younger generations must be combined to get a stronger background of the academics (Zimmer, 2016). There must be steps undertaken by the leaders in providing relief to the generational tensions and the employees must also understand the uniqueness in the qualities of each generation on an individual basis. The professional and the educational activities for the growth and development are too effective in breaking down the negative stereotypes and mitigating the friction among the cohorts. The workers having greater experience can create passing on of the skills to the modern workers and thus every cohorts can attain knowledge from one another (Dow, Joosten, Biggs, Kimberley, 2016). Lastly, the leaders of the healthcare can implement programs with the intention of addressing the intergenerational workforce. Leaders must recognize the requirements and goals of the organization and bring into line the workforce scheme and the same smooth the progress of creating a practical and sustainable design for achievement. References American Hospital Association Guide 2015. (2014) (1st ed.). Aust, M. (2013). The Nurse Manager's Guide to an Intergenerational Workforce. Critical Care Nurse, 33(2), 88-88. Bourke, M. (2013). Identity and redemption. Theology, 116(2), 103-110. Byrd, M. (2014). Diversity in the workforce (1st ed.). New York, NY [u.a.]: Routledge. Cabral, R., Hanson, D., Reilly, M. (2016). Leading and Retaining a Multigenerational Nursing Workforce: Leadership Grounded in Caring Science. International Journal For Human Caring, 20(2), 93-95. Chreim, S., MacNaughton, K. (2016). Distributed leadership in health care teams. Health Care Management Review, 41(3), 200-212. DelCampo, R. (2012). Managing the Multigenerational Workforce: From the GI Generation to the Millennials. Human Resource Management International Digest, 20(2). Dow, B., Joosten, M., Biggs, S., Kimberley, H. (2016). Age Encounters: Exploring Age and Intergenerational Perceptions. Journal Of Intergenerational Relationships, 14(2), 104-118. Favero, L., Heath, R. (2012). Generational Perspectives in the Workplace: Interpreting the Discourses That Constitute Women's Struggle to Balance Work and Life. Journal Of Business Communication, 49(4), 332-356. Gursoy, D., Chi, C., Karadag, E. (2013). Generational differences in work values and attitudes among frontline and service contact employees. International Journal Of Hospitality Management, 32, 40-48. Heymann, J. (2014). The mature workforce: Profiting from all abilities.The Upside of Aging: How Long Life is Changing the World of Health, Work, Innovation, Policy, and Purpose, 113-130. Hickey, J. (2013) The clinical practice of neurological and neurosurgical nursing (1st ed.). Kaifi, B., Nafei, W., Khanfar, N., Kaifi, M. (2012). A Multi-Generational Workforce: Managing and Understanding Millennials. International Journal Of Business And Management, 7(24). Lai, A., Kaplan, M. (2013). Intergenerational Strategies for Enriching the ESL Education Platform. Journal Of Intergenerational Relationships, 11(4), 425-439. Lowther, A. (2014). Rise of the millennials: how they will impact the cyber workforce. International Affairs Forum, 5(2), 97-105. Luthra, P., Dula, C. (2014). Intergenerational Management at GlaxoSmithKline in Asia Pacific.(2014). Case Collection. McDaniel, S., Zimmer, Z. (2016). Global ageing in the twenty-first century (1st ed.). London: Routledge. North, M., Fiske, S. (2015). Intergenerational resource tensions in the workplace and beyond: Individual, interpersonal, institutional, international. Research In Organizational Behavior, 35, 159-179. Rowland, P. (2013). Core principles and values of effective team-based health care. Journal Of Interprofessional Care, 28(1), 79-80. Senior, E., Telford, M. (2015). Using an integrated teaching and learning approach to deliver inter-professional practice in Public Health. Nurse Education Today, 35(10), 1013-1015. Starks, A. (2013). The Forthcoming Generational Workforce Transition and Rethinking Organizational Knowledge Transfer. Journal Of Intergenerational Relationships, 11(3), 223-237.

Virtualization and Computing for IaaS Approach - myassignmenthelp

Question: Discuss about theVirtualization and Computing for IaaS Approach. Answer: Introduction Cloud Computing is an online computing process which totally dependent on the web. This is a type of process that allows the organizations to share resources without owning it. The organizations are able to carry out certain functionalities without purchasing it or investing huge amount of capital. This report talks about the PaaS and IaaS approach that Webbs Stores can use to move its database to the cloud. This report gives a clear comparison between these two approaches. At the end it also suggests an appropriate approach that will be suitable for this company. IaaS approach of moving the database to the Cloud The full form of IaaS is Infrastructure as a Service. This is one of the three service models used in cloud computing. This approach will enable the Webbs Stores to get access to the storage facilities, virtual machines, network and storage services (Jadeja Modi, 2012). This service model also provides with the administration service along with hardware services. In the IaaS approach the Webbs Stores requires to develop an application ad install all the required software that is needed to run in cloud. The virtual machine needs to be uploaded to the environment of the host. This approach is suitable for Webbs Stores when it has no time for the process of reengineering applications. The first step that the company needs to do is to take a technology domain in its account. The financial constraints must be met before migrating through this approach. Certain conditions need to be met (Rittinghouse Ransome, 2016). This approach certain benefits and challenges. Here the company needs to be dependent on a third party and there is a high chance of quality degradation. Other requirements for migrating the database are dynamic resource need and data stream. This approach takes different steps from that of the PaaS approach. PaaS approach of moving the database to the Cloud The full form of PaaS is Platform as a Service. This approach can be used by Webbs Stores when it requires a platform for developing applications along with storage facilities. They provide software services like middleware (Wang et al., 2012). This platform will help Webbs Stores to develop and run application in a scalable as well as elastic environment. The initial step that Webbs Stores need to take is to configure Azure Web App and Azure SQL Database. There is no need for the company to use the VM server and log in (Gibson et al., 2012). There are several layers present in this approach and each layer has restrictions. Advantages and Disadvantages of IaaS and PaaS approach IaaS Approach PaaS Approach Advantages: This approach helps the company to save any kind of huge capital expenditure on the hardware. There is very little load of work required in this approach. This approach requires no adaption (Kavis, 2014). The migration process has no such complexity. Advantages: This approach offers an easy procedure for configuration. There is high scalability in the nature of this approach. The availability is high It has the lowest expense. Disadvantages: This is the most costly approach. It is the responsibility of the customer to manage the VM. The backup procedure is also carried by the customer. The customers have no control the virtual machine. Disadvantages: Migration complexity is low. The workload during migration is also low. The platform can be shared. Application modification is necessary to make it compatible with PaaS (Garrison, Kim Wakefield, 2012). Table 1: Benefits and Challenges of IaaS and PaaS Approach Recommendations The PaaS approach can be considered to be most suitable for the Webbs Stores. The reason behind this is that the company will get storage as well as application development facility. This approach will be very easy for configuration and it has the lowest cost. There will be less time consumption for Webbs Stores to carry this approach and it will not affect its productivity. Conclusion It can be concluded from this report that there are several approaches for moving database to cloud. The most suitable approach for Webbs Stores is PaaS. This report also compares the PaaS and IaaS approach highlighting its benefits and loopholes. References Garrison, G., Kim, S., Wakefield, R. L. (2012). Success factors for deploying cloud computing.Communications of the ACM,55(9), 62-68. Gibson, J., Rondeau, R., Eveleigh, D., Tan, Q. (2012, November). Benefits and challenges of three cloud computing service models. InComputational Aspects of Social Networks (CASoN), 2012 Fourth International Conference on(pp. 198-205). IEEE. Jadeja, Y., Modi, K. (2012, March). Cloud computing-concepts, architecture and challenges. InComputing, Electronics and Electrical Technologies (ICCEET), 2012 International Conference on(pp. 877-880). IEEE. Kavis, M. J. (2014).Architecting the cloud: design decisions for cloud computing service models (SaaS, PaaS, and IaaS). John Wiley Sons. Rittinghouse, J. W., Ransome, J. F. (2016).Cloud computing: implementation, management, and security. CRC press. Wang, C., Wang, Q., Ren, K., Cao, N., Lou, W. (2012). Toward secure and dependable storage services in cloud computing.IEEE transactions on Services Computing,5(2), 220-232.